When you're traveling with others, you start to look at insurance differently: you want less uncertainty and more clear rules. I looked at various options and, while studying https://www.globelink.eu I noticed that the terms and conditions seemed quite transparent, without the feeling of a "lottery." It's not about pretentiousness, but about the peace of mind that comes from knowing the coverage limits. Has anyone purchased a policy for a trip with children? Are there any subtleties that are easy to miss when reading?